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Spanish Insurance- Insurance in Spain

Spanish Home Insurance- Contents and Buildings insurance in Spain- Spanish Motor Insurance- Life Cover in Spain

Specialists in Spanish Home Insurance, Spanish Motor Insurance and Life Cover in Spain for residents and non-residents

• Insurance in Spain
• Types of Spanish Insurance
  1. Home
  2. Motor
  3. Travel
  4. Life
• Docs. / info. required
  1. Home
  2. Motor
  3. Life
• Prices

Insurance in Spain

An extensive insurance policy in Spain is a must, even if you only have a holiday home, car or investment property in Spain.  It is a legal requirement to have a Spanish buildings insurance policy with a property mortgage loan, as this is the bank’s guarantee if something should happen to the property.

Some banks insist on their clients taking a life assurance policy as well, especially senior property owners.  Although this is not compulsory, many banks will insist on it and will not approve the mortgage without it.

Contents insurance is not compulsory but most building insurance policies include a contents policy for a few additional Euros.  Prices are very reasonable so Spanish contents insurance is a worthwhile investment considering the cost of replacing furniture and valuables.

Motor insurance tends to be cheaper in Spain than in many other European countries and it is advisable to pay a little more for a policy with added extras such as express 24 breakdown service.

It is possible to request policies in English as well as Spanish nowadays and the insurance products in Spain are becoming broad and competitive.  Other types of insurance available include hunting, fishing, health, boats, bikes, construction, transport, communities and pets.

We use a number of insurance providers to ensure a good selection of products as well as the ability to choose the best policy for you.  

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Types of Spanish Insurance

Home Insurance in Spain (buildings/ contents)

Our policies include the usual fire, theft and water damage but ,unlike other Spanish insurance polices, ours include unconventional additional cover and optional extras such as external damage cover, damage to interior decoration, credit card fraud, garden reconstruction and lots more... Prices start at only 80 Euros a year.

To request further information, please contact us.

Features of our Spanish buildings insurance

• 100% fire cover for building and property
• Water damage
• vandalism
• Electrical damage
• Vehicle impact damage
• Theft
• Legal assistance

Motor Insurance in Spain

We use a number of insurers offering good service and excellent prices.  For further information, please contact us.

Basic Spanish Motor insurance:

• 3rd party insurance
• Legal defence
• Roadside assistance

For just a little extra, you can add:

• Fire cover
• Theft cover
• Window cover

Fully comprehensive Spanish Motor Insurance

• All of the above
• Vehicle damage cover
• Complete loss of vehicle

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Spanish Travel Insurance

We can arrange your travel insurance whether you are traveling to or from Spain.  Products include individual, couples and family cover, choose from annual policies or single trips and prices start from only 50 Euros per year.

For more information, please contact us.

Spanish Life Assurance

With prices from only 30 Euros a year, you can afford the security of a life assurance policy. Below are some of the products we offer.

For more information, please contact us.

Product details

• Covered for death and disability
• Double payout for accident
• Triple payout for death due to vehicle accident

Combined Life Cover and Savings Policy

• Choice of annual, monthly or weekly payments
• You can withdraw cash like a savings account
• The money invested goes towards a life cover policy
• If there is money left over at the end of the term, you can reclaim the initial payments with interes

Documents/ information required

Spanish Home Insurance (buildings & contents)

• Full name
• Passport or NIE number
• Property address
• Size of property in m2
• Construction year
• Property description, i.e. 1st floor apartment, semi-detached villa, etc.
• Property for residential or holiday use?
• Amount to be insured- building
• Amount to be insured- contents

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Spanish life cover

We can obtain a free quote for you with the following information:

• Full name
• Gender
• Date of birth
• Profession
• Amount of cover
• Nationality
• Address
• Who is going to be the beneficiary?

Spanish Vehicle Insurance

• Full name
• Address
• Exact make & model of the car
• Registration number
• Gender
• Date of birth
• copy of driving license
• Date of driving license
• Vehicle log book
• ‘Permiso circulación’ (vehicle permit)

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Prices

We do not charge a brokerage fee.  Policy prices vary according to the value of your property, car or requested windfall as well as your age and personal circumstances.  For more information or a quote, please complete our on-line application form.